How to get a loan in Samara
You will need
- - certificate of the employer on income;
- - documents confirming other sources of income;
- - passport;
- - identification code.
Choose a bank you would like to cooperate with. To do this, you should familiarize yourself with the proposed terms of lending in different credit institutions. If you do not want to spend your time visiting branches and communicating with loan officers, you can use the Internet to collect information.
Visit the websites of Samara banks or go to the city portal. For example, you can use the resource http://www.samru.ru/. Go to the "Business" section and select "Credits".
As a result, you will receive quite complete information about the available proposals forcreditm, which is possible to get inSamara. Compare interest rates, amounts and repayment terms. Choose the best option. Click on the link of the bank, then you can see the address of the nearest branch.
Contact the bank where they decided to apply for a loan. Fill out the application form. This document can be asked from the manager or downloaded on the website of most banks. Fill in the complete and reliable information in the questionnaire about your income and expenses, availability of collateral and guarantors.
Leave contact numbers. Some banks also ask for the contact numbers of your close relatives and employer, through which they verify the correctness of the data you provided.
Get a notice from the bank about a positive decision on issuing youcredit. As a rule, the answer can be received within 1 day, less often in a week, after application submission.
Contact your credit manager and get a list of documents you need to provide to the bank. These include: a statement from the employer on income; documents confirming other sources of income; passport; identification code. Start collecting these documents in advance. But remember that inquiries are valid only for one to three months from the date of receipt.
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